LOANS


Pawn brokering is the oldest recorded form of lending money.

Pawnshops offer consumers a quick, convenient and confidential way to borrow money - helping millions of Americans meet their immediate financial needs every year.

South Florida's National Pawn & Jewelry offers cash loans without credit checks or legal consequences if the loan is not repaid. You can walk in and complete a collateral loan - also known as a pawn loan - within minutes. Our pawn loans are regulated by the state of Florida (XXXIII chapter 539), and are private. All transactions are efficiently processed on a state-of-the-art computer system. Our pawn loans can also be extended an unlimited number of times with renewal agreements. The loan fee varies depending on the amount of the loan. Florida state law requires that each loan customer present a valid government identification card, sign a loan agreement and produce a thumbprint.

When it comes to collateral, the choice is yours.

Although a majority of our loans are on jewelry, gold, diamonds and fine watches, we also offer pawn loans on collectibles, memorabilia and artwork. Feel free to call us prior to coming in if you have any questions about the item you wish to use as collateral for your pawn loan.

Your collateral is always safe and secure.

Since 1977, National Pawn & Jewelry has written over 500,000 pawn loans ranging from $2.00 to over $100,000 - so you can understand why we believe our expertise and experience makes us the best pawn shop in Ft. Lauderdale. Our customers can feel confident that we take every measure to secure their valuables with impenetrable alarm security and vaults. We are insured by Lloyds of London.

We are trained to meet the needs of our customers in the most professional and courteous manner. Please feel free to phone our loan experts at 954-791-8444 with any questions you might have.

Collateral accepted for cash loans:

  • Jewelry
  • Estate jewelry
  • Fine watches
  • Diamonds
  • Gold
  • Collectibles
  • Memorabilia
  • Artwork
  • And more

Se Habla Español.

Loan Terms

There are no financial implications of non-payment of any loan. There is no impact to a client's credit score for late or non-payment. If no payments are made, the loan simply defaults and the collateral is sold. Collection practices include phone call or text message to remind client payment is due. Loans are renewed when a payment is made. There are no additional penalties or fees when renewing a loan. No loans are under 60 days. The loan is not required to be paid on, or repaid within 60 days. Early prepayment options are available without any additional fee or cost. The minimum repayment period is 60 days, the maximum is 10 years. The APR does not exceed 36%. An example of loan; client borrows $1000, repays $1090 within 90 days. The loan is fulfilled.